Hezi Moore, Author at Verifacto

The Lender’s Guide to Online Payment Portals for Auto Loans

With 90-day auto loan delinquency rates climbing to 5.60% in early 2026, can your current servicing model really afford the friction of manual…

With 90-day auto loan delinquency rates hitting 5.60% in early 2026, the margin for operational error has disappeared. If you’re still fighting…

Did you know that force-placed insurance can cost a borrower up to $500 per month, nearly triple the national average for a standard full-coverage…

Did you know that Buy Here, Pay Here loans currently face delinquency rates approximately 2.65 times higher than traditional auto lenders? With the…

With answer rates for unknown calls falling below 15%, relying on traditional phone marathons is no longer a viable recovery strategy. You’ve likely…

Did you know that as of May 2026, 1 in 7 motorists are driving without insurance while subprime auto loan delinquency rates have climbed to 6.65%?…

Did you know that subprime delinquency rates hit a 32-year high of 6.21% in February 2026? It’s a sobering reality for lenders who are already…

With subprime auto loan delinquency rates hitting a 32-year high of 6.9% in January 2026, the margin for error in your recovery strategy has…

Could a single data entry error or a lapsed insurance policy cost you $50,120? In 2026, that is the reality of FTC Safeguards Rule penalties for…

With auto loan delinquencies reaching 5.2% and 30-day delinquency rates climbing to 2.00% in early 2026, the traditional “dialing for dollars”…