Hezi Moore, Author at Verifacto

Cloud Based Dealer Management System: Why Cloud Wins in 2026

Did you know that the 90-day auto loan delinquency rate climbed to 5.60% in the first quarter of 2026? This surge represents a sharp increase from…

Americans now owe nearly $1.7 trillion in auto loan debt, and with repossessions projected to exceed 3 million vehicles this year, your recovery…

Did you know that buy-here-pay-here loans are 16.63 times more likely to be in active repossession status than traditional auto loans? As of early…

With 90-day auto loan delinquency rates hitting 5.60% in early 2026, the margin for operational error has effectively vanished. You’re likely tired…

With a 90-day delinquency rate hitting 5.60% in early 2026, can your portfolio afford even a 5% error in collateral valuation? When you’re…

Successful subprime underwriting in 2026 isn’t about avoiding risk; it’s about pricing it with surgical precision and protecting it through…

Did you know that a 2026 study of 114 U.S. independent dealerships found that operational friction in the financing process is now the primary…

Did you know that BHPH loans are currently 1.88 times more likely to default than traditional auto loans? With 90-day delinquency rates climbing to…

With subprime delinquency rates peaking at 6.65% recently, the margin for error in independent auto finance has vanished. You likely feel the daily…

Did you know that 1 in 7 motorists on the road in 2026 are driving without insurance? For a Buy Here Pay Here dealer, this isn’t just a statistic;…