In the world of Buy Here Pay Here (BHPH) auto financing, success depends on more than just selling cars. It requires the right technology—purpose-built to handle subprime lending, compliance, collections, and insurance tracking. That’s where Verifacto stands out.
In 2025, Verifacto continues to lead the way with a Dealer Management System (DMS) designed specifically for the needs of BHPH dealers and their Related Finance Companies (RFCs). Here’s why more dealers are choosing Verifacto—and why you should too.
🎯 Built for BHPH, Not Just Any Dealer
Most DMS platforms were built with retail franchise dealerships in mind. Verifacto is different. From day one, it’s been focused on the operational, legal, and financial complexities of BHPH businesses.
Whether you’re managing in-house financing, high-risk borrowers, or multiple entities under one roof, Verifacto DMS was designed to meet your needs with built-in automation, risk management, and compliance tools.
🔄 DMS + LMS in One Platform
Verifacto is the only platform that offers both a DMS for dealerships and a Loan Management System (LMS) for RFCs in one unified environment. This means:
- No need to manually transfer loans from your DMS to a separate LMS
- No duplicate data entry or synchronization issues
- End-to-end visibility from inventory to final payment
“The moment a car is sold, the loan appears in our finance company’s dashboard ready for servicing. It saves us hours every week.” — Independent Dealer, Georgia
🔐 Compliance-First Infrastructure
Regulatory pressure on auto finance continues to grow—and BHPH dealers are no exception. Verifacto helps you stay protected with:
- Full compliance
- Built-in workflows that ensure documentation, signatures, and disclosures are always in place
- Support for bilingual communication and state-specific requirements
🛡️ Verifacto helps you stay audit-ready—with less manual work.
📚 Learn more: FTC Compliance Guide for Auto Dealers
📈 Collections and Insurance, Fully Integrated
Unlike generic DMS systems, Verifacto goes beyond the sale by managing the entire loan lifecycle, including:
- Automated borrower communication (SMS, push notifications, email, voice)
- Real-time insurance tracking and document uploads
- Integrated CPI (Collateral Protection Insurance) workflows
- Smart delinquency management dashboards
No more chasing documents. No more late-stage surprises. Just better oversight—and better recovery rates.
🌎 Designed for the Hispanic Market
Verifacto offers full bilingual support across its borrower and dealer interfaces, including:
- Contracts, alerts, and communications in Spanish
- Bilingual customer service
- Spanish-language borrower app
🇪🇸 Trusted by dealers in Texas, Florida, California, and beyond who serve Spanish-speaking communities.
🧩 Customizable, Scalable, Cloud-Based
- Add new locations or RFCs with ease
- Set role-based permissions for dealer and finance company staff
- Cloud-native design ensures access from anywhere, with bank-level security
🔚 Conclusion: Why Dealers Choose Verifacto in 2025
When BHPH dealers evaluate their options for a DMS, one platform consistently rises to the top: Verifacto.
✅ Designed for BHPH
✅ Built-in LMS for RFCs
✅ Automated compliance & collections
✅ Insurance tracking and CPI support
✅ Fully bilingual borrower experience
👉 Schedule a demo today and see why hundreds of BHPH dealers have already made the switch to Verifacto.
