
Text Messaging for Loan Collections: The 2026 Operational How-To Guide
With answer rates for unknown calls falling below 15%, relying on traditional phone marathons is no longer a viable recovery strategy. You’ve likely…

With answer rates for unknown calls falling below 15%, relying on traditional phone marathons is no longer a viable recovery strategy. You’ve likely…
Did you know that as of May 2026, 1 in 7 motorists are driving without insurance while subprime auto loan delinquency rates have climbed to 6.65%?…

Did you know that subprime delinquency rates hit a 32-year high of 6.21% in February 2026? It’s a sobering reality for lenders who are already…

With subprime auto loan delinquency rates hitting a 32-year high of 6.9% in January 2026, the margin for error in your recovery strategy has…

Could a single data entry error or a lapsed insurance policy cost you $50,120? In 2026, that is the reality of FTC Safeguards Rule penalties for…

With auto loan delinquencies reaching 5.2% and 30-day delinquency rates climbing to 2.00% in early 2026, the traditional “dialing for dollars”…

Auto lending fraud losses reached a staggering $9.2 billion in 2024, yet many lenders still rely on manual document checks that invite these very…

Did you know that subprime auto loan delinquencies hit a 32-year record of 6.9% in early 2026? With the total auto loan debt reaching $1.667 trillion…

What if your charge-off ratio isn’t a reflection of your collections team’s effort, but rather a symptom of a visibility gap you haven’t closed yet?…

With the ACH network processing 35.2 billion payments in 2025, electronic transfers have become the primary engine of modern lending. However, as of…